Payment

Acceptance
Solutions

One Partner. Every Payment Rail. Endless Possibilities.

At Usio, we help software platforms, businesses, ISVs and more turn payment processing into a competitive advantage. Whether you’re launching a startup, scaling a SaaS platform, or modernizing payments for your customers, Usio delivers a full suite of secure, scalable, and flexible payment acceptance solutions—all with easy-to-use APIs.

Core Payment Solutions

Embedded Payments

Give your users a seamless checkout experience without ever leaving your platform. Our white-labeled embedded payments solution keeps your brand front and center while you earn recurring revenue with every transaction. Ask about our lucrative revenue share.

Merchant Processing

Accept all major credit and debit cards with fast, secure, and flexible card processing options. Usio’s solution supports EMV, contactless, online, and mobile payments, making it easy for your customers to pay how they want—while you enjoy fast funding, low fees, and built-in fraud protection.

Payfac-as-a-Service

Avoid the $1M+ cost and year-long timeline of becoming a registered payment facilitator. With Usio Payfac-as-a-Service, you get the benefits of instant merchant onboarding, split payments, and real-time approvals—without the regulatory headaches and with a lucrative revenue share.

ACH Processing

Lower your processing costs and increase flexibility with ACH same day and next day processing. Nacha Certified Third Party Sender

PINLess Debit

Process payments 365 days per year year 24/7

Hosted Payment Pages

Need a quick way to accept payments online? Usio’s customizable Hosted Payment Pages are PCI-compliant, mobile-friendly, and easy to integrate—so you can start accepting payments today, no developer hours required.

Buy Now, Pay Later

Boost conversions and average order values by offering Buy Now Pay Later at checkout. Give your customers the flexibility they want—without taking on the risk.

EMV Terminals

Whether you’re at the front desk or on the go, our EMV-compliant terminals make in-person payments secure, fast, and simple. All terminals are plug-and-go and fully integrated with the Usio platform.

Text2Pay

Let customers pay directly from their phone with Text2Pay. It’s fast, convenient, and increases on-time payments—especially in service-based, non-profits, events, appointment-heavy businesses and more.

Remotely Created Checks (RCC)

For industries still dependent on check payments, Usio offers Remotely Created Checks—streamlining debt repayment, ACH alternatives for recurring billing, call center transactions, and mail-order/telephone-order (MOTO) use cases.

Everything You Need to Power Payments

Easy API Integration

Our developer-friendly API connects your platform to every major payment rail—ACH, card, RCC, and more. One integration. Zero friction.

Automated Onboarding

Say goodbye to paperwork and long wait times. Usio’s automated merchant onboarding gets your sub-merchants processing payments within minutes, not weeks.

Recurring Payments & Card Updater

Automate your billing cycles and never miss a payment. Usio’s Card Updater keeps card details current, while Recurring Payments ensure customer retention and cash flow.

Invoice Print & Mail

Still need to send paper invoices? Usio’s print and mail services let you send 100,000+ invoices at once—professionally printed, folded, and mailed with a click.

Electronic Bill Presentment & Payment (EBPP)

Let customers view and pay bills online with a branded, user-friendly interface. Combine with Text2Pay or ACH to create a frictionless billing experience.

Split Payments

Easily divide funds across parties—ideal for platforms, marketplaces, and SaaS with multiple vendors or service providers.

Real-Time Reporting

Our intuitive dashboard gives you full visibility into transactions, deposits, chargebacks, and more—so you’re always in control.

Built-In Security & Compliance

Usio is a PCI Level 1 Service Provider, NACHA Certified, and fully compliant with industry regulations. From tokenization to encryption, our platform is built to protect you and your customers—without sacrificing speed or usability.

One Partner. All the Rails.

Why juggle multiple vendors when Usio does it all? Whether you’re powering recurring memberships, embedding payments into your software, or handling complex disbursements—Usio gives you everything you need to accept payments, right out of the gate.

Meets the highest security standards for payment data handling.

Certified for safe, reliable ACH transactions across the network.

Protects payment data during transmission and storage.

Monitors and flags risky transactions in real time.

Supports compliance in healthcare, finance, and other regulated industries.

Security &
Compliance You Can Trust

Usio is committed to enterprise-grade protection. We are a PCI Level 1 Service Provider and Nacha Certified Third-Party Sender, offering tokenization, encryption, and fraud detection across all payment types. With HIPAA and SOC 2 compliance, we deliver secure, automated processing backed by a dedicated in-house support team.

One Partner. All the Rails.

Elevate Your Payment Experience

Embedded payments processing is just one click away.

Corporate Headquarters

Additional Locations

Austin Division

Usio Output Solutions

Solutions

Product List

Payment

Acceptance
Solutions

Core Payment Solutions

Everything You Need to Power Payments

Security &
Compliance You Can Trust

One Partner. All the Rails.

Elevate Your Payment Experience

Corporate Headquarters

Additional Locations

Membership Associations

Solutions

Product List

Payment

AcceptanceSolutions

Core Payment Solutions

Everything You Need to Power Payments

Security &Compliance You Can Trust

One Partner. All the Rails.

Elevate Your Payment Experience

Corporate Headquarters

Additional Locations

Membership Associations

Acceptance
Solutions

Security &
Compliance You Can Trust