Pay Later

Give buyers more options to pay for the products and services they need today. Point-of-Sale Credit increases revenue, buyer conversion rates, and client retention.

Customers decide how to split a single purchase into multiple payments over a period of time.
Flexible terms with interest rates as low as 0%.
Absolutely no integration is required. Be up and running within one week.

The Possibilities Are Endless

Point-of-Sale Credit goes far beyond retail establishments. It is proven to accelerate cash flow for industries such as Medical/Healthcare Services, Vehicle Repair and Maintenance, Dental/Orthodontic Services, Utility Bills and Deposits, Insurance Co-pays and Home Furnishings.

Regardless of your price point, improve your cash flow by offering your customers more flexible ways to pay. It’s that simple.

For Businesses

No Integration Required
Increase Revenue & Improve Cash Flow
Increase Customer Retention
Enhance Brand Loyalty
Mitigate Risk & Fraud
Your customers are more likely to make purchases that otherwise would not be possible

For Customers

Afford Larger Purchases
Provides an Alternative to Credit Card Purchases
Enjoy Flexible Terms & Payment Options
Helps Monthly Budgeting
No Hidden Fees
Interest Rates as Low as 0%

Elevate Your Payment Experience

Integrated Payment Processing is Just One Click Away

Corporate Headquarters

Additional Locations

Austin Division

Usio Output Solutions

Pay Later

For Businesses

For Customers

Corporate Headquarters

Additional Locations

Membership Associations