Seamless, Scalable & Profitable Payment Processing for SaaS
Looking for the best embedded payment solutions for your software? Usio makes accepting and disbursing payments effortless while helping you unlock new revenue streams. Whether you’re in healthcare, fintech, or SaaS, our embedded payments platform streamlines transactions and puts money back in your pocket through revenue share.
Discover our user-friendly suite of APIs—a comprehensive commerce and embedded payments toolkit tailored for enterprise software developers. Compatible with .Net, JAVA, PHP, Python, Swift, cURL, and more, our APIs empower developers with seamless integration capabilities.
The primary factor driving software companies to transition to Usio from the competition is our unparalleled service and support. You will consistently have the opportunity to engage with live developers, Certified Payment Professionals, and a host of other experts in San Antonio, TX.
Envision boosting your yearly income by $768,000. That’s the reality with Usio. Our payment services aren’t just a department—they’re a lucrative source of revenue.
When it comes to compliance, PCI Level 1 is the gold standard. Usio not only ensures your protection but also maintains full PCI-DSS compliance for merchants and developers. And that’s just the beginning. With Tokenization included, you can rest easy knowing you’re safeguarded by industry-leading security measures.
Easily upload anywhere from one to ten thousand merchants with just a few clicks. Our streamlined approach keeps it simple by minimizing the number of steps, forms, and documents needed.
Usio proprietary technology was developed and is maintained in-house. What does that mean? We do not pass the blame on to third-party vendors. If you need assistance or have questions, you’ve direct access to support, developers and Certified Payment Professionals who understand onboarding, refunds, reporting, APIs, security, and more all in one location ready to help.
Embedded payments involve many moving parts behind the scenes, and these FAQs explain how Usio helps platforms manage routing, compliance, tokenization, and gateway connections. Each answer gives a clear picture of how Usio supports a flexible and scalable payment infrastructure.
A gateway acts as the secure messaging layer between your platform and the payment processor. It handles:
In embedded payments, the gateway sits behind your UI and API, making the entire payment flow feel native to your platform without requiring your team to manage the card network protocols directly.
Usio provides a unified API layer that abstracts the complexity of Worldpay and Repay integrations. Instead of your developers managing multiple gateway certifications, message formats, or settlement rules, Usio handles:
Your platform receives a clean, normalized transaction response regardless of which backend processor is used.
Usio provides a unified API layer that abstracts the complexity of Worldpay and Repay integrations. Instead of your developers managing multiple gateway certifications, message formats, or settlement rules, Usio handles:
Your platform receives a clean, normalized transaction response regardless of which backend processor is used.
Yes — settlement varies between processors.
Usio’s orchestration layer normalizes this by:
This prevents your finance team from having to reconcile multiple funding flows.
Usio provides its own token vault, meaning:
This is a major differentiator compared to Stripe or Square, where tokens are not portable.
Usio uses a processor-agnostic underwriting model:
Your onboarding UI stays identical regardless of where merchants ultimately board.
Usio centralizes all chargeback data so your merchants see:
Chargeback management is processor-specific behind the scenes — but merchants never feel that complexity.
Different processors have different:
Usio blends these into a single revenue share model so SaaS companies do not need to negotiate or manage processor-by-processor economics. This is especially helpful when scaling across industries or risk profiles.
Usio provides:
This eliminates the reconciliation pain most platforms experience when using multiple processors directly.
Usio handles PCI Level 1 certification end-to-end:
This prevents SaaS companies from ever needing PCI audits, scanning, or card data storage.
Yes — Usio’s backend processor flexibility allows:
Your platform can offer “Stripe-like onboarding” but with custom pricing Stripe will not allow.
Usio handles:
Multiple gateways do not impact subscription performance because tokenization and retries are centralized.
Usio absorbs the changes.
Your platform does not need to update forms, workflows, or compliance logic. Usio handles all processor updates and ensures frictionless continuity for your merchants.
Usio provides real-time transaction reporting regardless of processor latency by:
This is extremely valuable for platforms with high transaction volume or complex routing logic.
Direct integrations require:
Usio provides a single unified integration, revenue share, reporting, onboarding, and support layer — dramatically simplifying the entire payments infrastructure.
Embedded payments processing is just one click away.
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Payment Solutions
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Resources
Investor Relations
Corporate Headquarters
Austin Division
Usio Output Solutions
Social
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