Wayne Gonzales - APP, CAMS, CFE, CFI, CCII

Wayne serves as Usio’s Chief Compliance Officer, a role he has risen to since joining the company in 2013. He leads the development, implementation, and oversight of comprehensive compliance programs. With a proven ability to navigate complex regulatory landscapes, he ensures the organization adheres to all legal, ethical, and industry standards. This includes compliance with Nacha rules, RTP and FedNow regulations, as well as the operational guidelines of card networks, ensuring full alignment across all payment networks.

Wayne’s executive expertise, amplified by elite certifications such as Accredited ACH Professional (AAP), Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), Certified Forensic Interviewer (CFI), and Certified Cyber Intelligence Investigator (CCII), positions him as a trusted authority in navigating complex regulatory challenges.

Wayne’s academic foundation is equally impressive, with a Bachelor of Arts in Criminal Justice from UTSA and a Master of Science in Criminal Justice Leadership and Management from Sam Houston State University.

In addition to his professional endeavors, Wayne is deeply involved in his community. He is a Founding Member of The House of Fraud, a Director on the UTSA Alumni Association and as the Executive Director of the Runners Rising Project, a 501(c)(3) initiative dedicated to providing financial support and professional opportunities to UTSA student-athletes with regard to their own name, image, and likeness (NIL).

Based in San Antonio, TX, Wayne shares his life with his wife, Steff, and their three beloved dogs. He remains deeply committed to driving innovation in his industry while making a meaningful difference in his community.