Disburse with Purpose

Secure, Scalable Payment Solutions for Nonprofits & Government Agencies

Usio makes it easy to distribute funds to the people who need them most—quickly, compliantly, and without red tape. From emergency aid to community programs, stipends, or grants, Usio delivers a full suite of Fund Disbursement Solutions tailored to the complex needs of nonprofit organizations and government entities.

MCC Code Flexibility That Works for Your Mission

Many traditional providers limit how and where funds can be spent. Usio solves this by giving you full control through custom MCC (Merchant Category Code) filtering, ensuring funds are used for the right purposes while empowering recipients with dignified choice.

Enforce Program

Use MCC code controls to ensure funds are used within your program guidelines.

Block Misuse, Support Trusted Vendors

Prevent fraud or misuse by restricting spend to only approved vendors and categories.

Enable Dignity of Choice

Empower recipients to spend where it matters most—within the parameters you define.

You Stay in Control

Set the rules and limitations while empowering end users to make informed decisions.

Full Audit Trails

Ensure traceability and accountability with detailed transaction logs.

Tokenized Payment Data

Secure sensitive payment data by replacing it with encrypted tokens.

Role-Based Access Control

Assign roles and permissions to control who accesses what data.

Real-Time Monitoring and Fraud Prevention

Identify and act on suspicious activity before it becomes an issue.

Built for Compliance and Trust

Usio is PCI Level 1 Certified, HIPAA ready, and SOC 2 Type II compliant, helping you stay on top of federal, state, and program-level requirements.

Multi-Channel Disbursement Options

No two programs are the same—so why settle for a one-size-fits-all disbursement method? Usio supports multiple fund delivery formats, all through one platform:

Physical & Virtual Cards

Issue branded cards via mail, email, or SMS—reloadable or one-time.

Check Disbursement

Print and mail over 100,000 checks per day with MRDF envelope matching and eCheck options.

ACH & Push-to-Card

Direct deposits or instant debit transfers—great for payroll and benefits.

Send to ATM, Venmo, or Cash App

Reach unbanked and underbanked recipients with familiar payment apps.

Live Dashboards & Reporting

View real-time data, transaction history, and program-wide insights.

Usage Tracking & Spend Alerts

Get notified on unusual activity or spending thresholds.

Flexible Funding Options

Manually fund accounts or connect via API for automation.

Granular Permissions & Workflows

Create roles, set approval flows, and keep internal control tight.

Total Control & Transparency

Run your disbursement program your way—with full visibility:

Trusted Nationwide

Usio works with organizations across the U.S. to deliver disbursement programs that reach every corner of the country. Whether you’re a local nonprofit or a federally funded initiative, we help make your mission more efficient and impactful.

Whether city-funded or donor-funded, Usio helps you stretch every dollar.

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George Siter

Senior Vice President
Mastercard
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Samantha Tavares

Deputy Public Works Director
City of Phoenix
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Emergency Relief & Disaster Response

Get urgent funds to individuals and communities affected by crisis.

Housing and Utility Assistance

Support housing stability and essential needs.

Student Stipends & Education Support

Help students focus on learning, not logistics.

Nonprofit Incentives & Donor Programs

Create engaging and mission-aligned reward programs.

Research Participation & Behavioral Health

Deliver stipends and incentives for clinical or behavioral studies.

Accept Donations,
Fees, and Co-Pays

Whether you’re a nonprofit, school, clinic, or government partner, collecting fees and donations is often just as important as distributing them. Usio’s built-in payment acceptance tools make it simple to receive the support you need to sustain operations.

Usio is your all-in-one partner for sending and receiving funds.

Enforce Program

Use MCC code controls to ensure funds are used within your program guidelines.

Block Misuse, Support Trusted Vendors

Prevent fraud or misuse by restricting spend to only approved vendors and categories.

Enable Dignity of Choice

Empower recipients to spend where it matters most—within the parameters you define.

Flexible Payment Methods

Accept ACH, cards, and Text2Pay—plus QR codes and hosted pages.

Recurring Donations Made Easy

Enable auto-pay options for supporters and donors.

Seamless Integration

Connect with your existing platform—fast, easy, and code-friendly.

Accept Donations,
Fees, and Co-Pays

Whether you’re a nonprofit, school, clinic, or government partner, collecting fees and donations is often just as important as distributing them. Usio’s built-in payment acceptance tools make it simple to receive the support you need to sustain operations.

Usio is your all-in-one partner for sending and receiving funds.

Let’s Build a Better Way to Fund Your Mission

With 15+ years of experience and U.S.-based support, Usio is the partner you can count on to serve faster, safer, and smarter.

Corporate Headquarters
Additional Locations

Austin Division

Usio Output Solutions