Powering the Most Innovative Prepaid, Virtual & Disbursement Programs in the U.S.
Whether you’re issuing corporate cards, managing government disbursements, or delivering digital incentives, Usio’s Card Issuing & Program Management platform gives you complete control, unmatched flexibility, and enterprise-grade infrastructure—all under one roof.
We’re the Engine Behind the Brands
Usio powers well-known card programs across fintech, government, healthcare, and nonprofit sectors. From MoviePass to ClassWallet, Usio’s issuing tech is the trusted foundation behind every transaction.
Reloadable or One-Time-Use Cards
Issue cards tailored to your needs—from one-time disbursements to reloadable ongoing access.
Spend Controls & MCC Restrictions
Set rules and limits for how and where each card can be used for full program control.
Digital Wallets & Tokenization
Enable mobile access via Apple Pay, Google Pay, and Samsung Pay—secured with tokenization.
Branded White-Label Options
Fully customize the card look and experience with your logo, colors, and branding.
Real-Time Balance & Transaction Data
Access up-to-date card activity and balances instantly through dashboard or API.
Card Design &
Printing
Custom designs that reflect your brand, printed on high-quality cards.
Card Fulfillment & Shipping
Usio handles all logistics—from packaging to tracked delivery nationwide.
Compliance & KYC
Built-in support for identity verification, screening, and full compliance readiness.
Real-Time Reporting & Reconciliation
Accurate, real-time data synced to your backend for seamless reconciliation.
Fraud Prevention & Dispute Management
Protect cardholders with intelligent fraud tools and dedicated dispute resolution.
BIN Sponsorship & Oversight
Operate under Usio’s card network licenses with full regulatory support.
Load and reload funds, monitor card usage, manage users, and run reports—instantly and intuitively.
Fund Disbursement Options Beyond Cards
Card issuing is just the beginning. Usio empowers you with a robust suite of fund disbursement tools, giving you the flexibility to meet every recipient where they are—digitally or physically.
Send via ACH & Direct Deposit
Ideal for payroll, recurring stipends, or vendor payments—ACH transfers offer a secure, direct, and cost-effective way to move money.
Push-to-Card
Deliver instant funds to debit cards for faster, frictionless access—great for time-sensitive disbursements and unbanked populations.
Send-to-ATM
Provide immediate cash-out access through prepaid cards—no bank account required.
Meet recipients where they already transact. Digital wallet transfers create convenience and increase engagement.
Send Checks
Access up-to-date card activity and balances instantly through dashboard or API.
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