Modern Billing. Faster Payments. Better Processing Rates.
Present bills digitally, accept payments seamlessly, and give your team instant access to every statement, without digging through PDFs.
Electronic Bill Presentment and Payment (EBP&P) is designed for billing-heavy organizations that can’t afford friction.
Trusted by organizations that send thousands of recurring bills every month—and need reliability at scale.
Most billing teams are forced to work around outdated systems that were never designed for scale—creating friction for staff, customers, and cash flow.
Most billing teams are stuck juggling:
Billing becomes reactive instead of efficient.
Our EBPP platform brings everything together:
Bills are easy to find. Payments are easy to make. Your team finally has control.
Most billing teams are stuck juggling:
(no guessing, no confusion)
Usio ingests your billing data and generates digital-ready statements that align with your existing workflows. Bills can follow your current layout or be optimized for digital delivery without disrupting internal processes.
Bills are delivered clearly, consistently, and on time—without manual intervention.
The moment a bill is delivered, customers gain secure online access to their statement. No third-party portals, no lost PDFs, and no confusion about where to find billing information.
Customers know exactly what they owe and where to find it.
Payments are embedded directly into the billing experience, allowing customers to complete transactions without being redirected to external systems.
Fewer steps result in faster payments and higher adoption.
As payments are submitted, billing teams gain immediate visibility into transaction status and account activity, eliminating delays and manual reconciliation.
Billing teams move from reactive to proactive.
Usio equips staff with fast, intuitive tools to locate and manage statements, dramatically reducing time spent searching and responding to billing inquiries.
Support teams spend less time searching and more time resolving.
Every statement is automatically archived with configurable retention policies and secure access controls to support both operational and compliance needs.
Historical billing data becomes an advantage, not a liability.
As billing volume increases, Usio continues to support optimization through scalable infrastructure, reporting visibility, and hands-on support.
Your billing system grows with you—without disruption.
very organization bills differently. This platform adapts to your workflows—not the other way around.
Designed to support:
Multiple document types and billing formats
Existing statement layouts or redesigned digital versions
Automatic handling of print and electronic delivery rules
Full EBPP deployments or integrations alongside current systems
Whether you want a complete billing and payments solution or a phased rollout, Usio meets you where you are.
Every organization is different. This platform adapts to you:
Whether you want a full billing and payments experience—or a phased rollout—we meet you where you are.
Archival isn’t the product—it’s the advantage.
Your team finds what they need in seconds, not hours.
This isn’t just billing software. It’s infrastructure for how modern organizations get paid.
Embedded payments involve many moving parts behind the scenes, and these FAQs explain how Usio helps platforms manage routing, compliance, tokenization, and gateway connections. Each answer gives a clear picture of how Usio supports a flexible and scalable payment infrastructure.
A gateway acts as the secure messaging layer between your platform and the payment processor. It handles:
In embedded payments, the gateway sits behind your UI and API, making the entire payment flow feel native to your platform without requiring your team to manage the card network protocols directly.
Usio provides a unified API layer that abstracts the complexity of Worldpay and Repay integrations. Instead of your developers managing multiple gateway certifications, message formats, or settlement rules, Usio handles:
Your platform receives a clean, normalized transaction response regardless of which backend processor is used.
Different processors have different:
Usio blends these into a single revenue share model so SaaS companies do not need to negotiate or manage processor-by-processor economics. This is especially helpful when scaling across industries or risk profiles.
Usio handles PCI Level 1 certification end-to-end:
This prevents SaaS companies from ever needing PCI audits, scanning, or card data storage.
Yes — Usio’s backend processor flexibility allows:
Your platform can offer “Stripe-like onboarding” but with custom pricing Stripe will not allow.
Usio absorbs the changes.
Your platform does not need to update forms, workflows, or compliance logic. Usio handles all processor updates and ensures frictionless continuity for your merchants.
Usio provides real-time transaction reporting regardless of processor latency by:
This is extremely valuable for platforms with high transaction volume or complex routing logic.
Direct integrations require:
Usio provides a single unified integration, revenue share, reporting, onboarding, and support layer — dramatically simplifying the entire payments infrastructure.
Whether you’re replacing an outdated system or finally unifying bills and payments, we’ll show you what’s possible. Complete the form below to talk to a billing specialist and schedule your demo.
Austin Division
Usio Output Solutions
