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World Class Suite of Products

Ready for a full-stack payment ecosystem that does exactly what you need it to do? Usio offers payment acceptance, including card and ACH processing, funds disbursement through our proprietary prepaid card issuing platform, and complementary products that include Point-of-Sale Credit, Electronic Bill Presentment, invoice and check printing, account verification and more. One relationship, multiple products.

If you can dream it, you can build it with Usio's full stack of payment solutions. Explore our products below.

Not sure what's right for your business? Contact us for a free consultation.

Payment Acceptance

Usio is the Fintech leader in embedded and integrated payments. With acceptance solutions including Payment Facilitation as a Service (PFaaS) and a highly-acclaimed Nacha certified ACH solution, our products are tailor-made for Software Companies, Legal, Healthcare, Insurance, Education, Property Management, Lenders, Retail, Franchises, Government, Restaurants and more.

Payment Facilitation as a Service (PFaaS)

Integrated Payments & Automated Onboarding


Low cost, greater funding control, Nacha certified

Merchant Processing

Flat-rate payment processing for single merchants

Remotely Created Checks (RCC)

Remote checks authorized by phone or online

Remote Payment Presentment (RPPS)

Enable customer payments through banking networks

Pinless Debit

Low cost, real-time debit payments


Collect payment via text

Hosted Payment Pages

Collect payment on your website

Point of Sale Credit (BNPL)

Installment and financing solution


Process bank transfers in eComm environments

Funds Disbursement

Simple, turn-key solutions. Drastically reduce the time and cost associated with funds disbursement and escheatment through a single platform.

Prepaid Card Issuing

Manage and disburse funds via prepaid cards

Consumer Choice

Disburse funds via card, ACH, direct debit or check


Deposit funds into any bank account

Complementary Products

Fueling your growth with the back-of-house tools you need to do business faster, safer and easier.

Check Printing & Mailing

Print & mail checks at a fraction of the cost

Invoice Printing

Send invoices and bills to customers

eBill Warehousing

Secure invoice/bill data repository

Account Verification

Verify customer accounts before debits occur

Document Storage

File vault for documents

iQ Decision Engine

Obtain data needed for faster credit decisions