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World-Class Payment Solutions

Usio is a leading Fintech that operates a full stack of proprietary, cloud-based integrated payment and embedded financial solutions in a single ecosystem to a wide range of merchants, billers, banks, service bureaus and card issuers. The Company operates credit/debit and ACH payment processing platforms, as well as a turn-key card issuing platform to deliver convenient, world-class payment solutions and services to their clients. The company, through its Usio Output Solutions division offers services relating to electronic bill presentment, document composition, document decomposition and printing and mailing services.

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Payment Acceptance

Usio is the Fintech leader in embedded and integrated payments. With acceptance solutions including Payment Facilitation as a Service (PFaaS) and a highly-acclaimed Nacha certified ACH solution, our products are tailor-made for Software Companies, Legal, Healthcare, Insurance, Education, Property Management, Lenders, Retail, Franchises, Government, Restaurants and more.

Payment Facilitation as a Service (PFaaS)

Integrated Payments & Automated Onboarding


Low cost, greater funding control, Nacha certified

Pinless Debit

Low cost, real-time debit payments

Merchant Processing

Flat-rate payment processing for single merchants

Remotely Created Checks (RCC)

Remote checks authorized by phone or online


Collect payment via text

Hosted Payment Pages

Collect payment on your website


Process bank transfers in eComm environments

Funds Disbursement

Simple, turn-key solutions. Drastically reduce the time and cost associated with funds disbursement and escheatment through a single platform.

Prepaid Card Issuing

Manage and disburse funds via prepaid cards

Consumer Choice

Disburse funds via card, ACH, direct debit or check

ACH & Push-to Debit Card

Deposit funds into any bank account

Complementary Products

Fueling your growth with the back-of-house tools you need to do business faster, safer and easier.

Check Printing & Mailing

Print & mail checks at a fraction of the cost

Invoice Printing

Send invoices and bills to customers

eBill Warehousing

Secure invoice/bill data repository

Account Verification

Verify customer accounts before debits occur

Document Storage

File vault for documents

iQ Decision Engine

Obtain data needed for faster credit decisions

Point of Sale Credit (BNPL)

Installment and financing solution